Homebuyers must earn more than $400,000 to afford a home in the 2 priciest metro areas — and New York isn’t one of them
Would-be homebuyers need to earn over $400,000 a year to afford an average house in the two priciest metro areas in the U.S.
Would-be homebuyers need to earn over $400,000 a year to afford an average house in the two priciest metro areas in the U.S.
Americans paid $130 billion in credit card interest and fees in 2022, according to a new report. Here are three strategies to help limit those charges.
Sustainability | Oct 25, 2023 The escalating reliance on Information Technology (IT) is undeniable, bringing with it a surge in energy demand and a consequential rise in greenhouse gas (GHG) emissions. Lynn Johannson, an NCFA advisor and a sustainability expert, sheds light on this pressing issue, urging the Fintech industry to rethink its energy strategies
Crypto | Oct 25, 2023 Sam Bankman-Fried (SBF), the former CEO of FTX, has decided to testify in his own defense in the ongoing criminal fraud trial. This decision comes amidst a whirlwind of accusations and testimonies from former associates, painting a complex picture of the events leading to the collapse of the once-thriving cryptocurrency
AI and Capital Markets | Oct 25, 2023 The Ontario Securities Commission (OSC) and Ernst & Young LLP (EY) publish a timely report on 'AI in Capital Markets - Exploring Use Cases in Ontario' The integration of Artificial Intelligence (AI) in capital markets, particularly within the fintech sector, is revolutionizing how financial services are delivered
Regulation | Oct 25, 2023 The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) has proposed a new regulation targeting Convertible Virtual Currency Mixing (CVC mixing). FinCEN has announced a Notice of Proposed Rule Making (NPRM), identifying international CVC mixing as a primary concern in money laundering activities. This proposal aims to increase
SBA-supported lending to women-owned small businesses is up nearly 70% since 2020, reaching over $5 billion in annual loan volume.
Supplemental Security Income beneficiaries were supposed to get stimulus checks with no strings attached. Three U.S. senators say the opposite has happened.
After becoming popular on TikTok, more people are trying the envelope method, or "cash stuffing," to stay on budget and out of debt. But there is a better way.
Crypto | Oct 24, 2023 Vitalik Buterin, the co-founder of Ethereum, recently voiced his concerns over the potential stagnation in the crypto space and the risks associated with AI. It may come as a surprise to some that Vitalik has expressed concerns that crypto is losing its innovative edge, given that Bitcoin jumped north of
In the world of startup investments, the path to success is often filled with twists and turns, and investors must be prepared for the unexpected. One situation investors can face is the phenomenon known as “down rounds.” Unlike the excitement … Continue reading
Health plans have many moving parts like premiums, co-insurance and deductibles that make it difficult to ascertain costs.
Devexperts | Joseph Carter | Oct 24, 2023 Financial Technology, often termed FinTech, has transformed the financial sector over recent years. Mobile banking, peer-to-peer lending, and other innovative FinTech solutions have become integral to modern financial markets. Both businesses and consumers now benefit from more efficient, transparent, and adaptable financial services. Treasury management once functioned
William Fontes | Oct 24, 2023 The educational landscape is in a constant state of evolution. From the days of chalkboards to overhead projectors and now to digital tablets, technological advancements have always played a pivotal role in shaping the learning experience. Among the latest innovations are Augmented Reality (AR) and Virtual Reality (VR), rapidly
The Biden administration has a plan to improve its oversight of higher education institutions and to bolster consumer protections for student loan borrowers.