Most first-time homebuyers don't put down 20%, expert says. Here's how much you may need
First-time homebuyers often need to come up with just 6% or 7% as a downpayment. Meanwhile, states and cities offer funds to help you come with the cash.
First-time homebuyers often need to come up with just 6% or 7% as a downpayment. Meanwhile, states and cities offer funds to help you come with the cash.
In the exciting realm of startup investing, two important terms often take center stage: pre-money valuation and post-money valuation. These concepts might sound technical, but they help form the foundation of investment discussions and can influence the stakes of both … Continue reading
First-time homebuyers often need to come up with just 6% or 7% as a down payment. Meanwhile, states and cities offer funds to help you come with the cash.
Sep 8, 2023 In the rapidly evolving world of gambling, there's always a fresh deal on the cards. It's 2023, and the house edge has shifted – no longer confined to traditional casino setups, the digital arena is dealing out high-tech game-changers that are reshaping the way we wager and win. In 2021 alone, the
Most companies with a 401(k) plan automatically enroll workers, meaning even clueless workers may be saving reasonably well.
A CNBC Your Money Survey found 74% of Americans feel financial stress, up from 70% in April. Financial strain makes it hard for many to fund a retirement plan.
With many Americans house-rich, here are the best ways to tap your home for cash.
Data Privacy | Sep 7, 2023 A recent study by the Mozilla Foundation has unveiled some eyebrow-raising facts about modern cars. While we've all been busy worrying about our smartwatches and doorbells spying on us, our cars have silently revved up their data collection game. Picture this: You're cruising down the highway, wind tousling your
Insurtech | Sep 7, 2023 The Financial Services Regulatory Authority of Ontario (FSRA) is boosting innovation in the insurance sector. With the establishment of the Innovation Office, FSRA is not only embracing change but is also setting the stage for a more dynamic financial services landscape in Ontario. The Innovation Office is FSRA's answer to
Regulation | Sep 7, 2023 The U.S. Financial Accounting Standards Board (FASB) has unanimously voted to introduce new accounting rules for businesses with significant crypto holdings. These rules will provide guidelines on measuring the value of Bitcoin, Ethereum, and other cryptocurrencies in company assets. Under the new rules, companies that invest in cryptocurrency will be
Regulation | Sep 7, 2023 OSFI Signals New Regulatory Steps for Financial Institutions' Integrity and Security in Letter to Industry The Office of the Superintendent of Financial Institutions (OSFI) recently announced its strategic roadmap to bolster the integrity and security of Canada's federally regulated financial institutions. This move, set to reshape the financial landscape, emphasizes
Security | Sep 7, 2023 With more Canadians, especially the Gen Z demographic, opting for smartphone payments over traditional credit cards, the need for robust security measures has never been more paramount. Mobile payments are not just a fleeting trend; they're here to stay. Recent survey results by Interac indicates a staggering 53% increase in
Wages in May began rising faster than inflation for the first time in years. But it may take some time for workers to fully recover financially.
Research | Sep 7, 2023 As businesses and consumers alike grapple with the implications of a transparent digital world, the question arises: Can privacy and financial regulation truly co-exist? Recent developments in the blockchain sphere suggest a promising answer. Blockchain, the technology underpinning cryptocurrencies like Bitcoin and Ethereum, is inherently transparent. Every transaction is recorded
For women, the lowest wage they would be willing to accept for a new job is $66,068, on average. For men, the minimum acceptable salary offer is $91,048.